Non-working (Non-lucrative) residence visa
The ideal visa if you have passive income or financial savings.
- Granted for one year, with the option to renew
Why Choose Us for Your Non-Lucrative Visa?
Apply from Any Consulate
A Guided Process
We explain what the rules require and prepare your file with you — from the first strategy call through to your residence card appointment.
Family Applications Included
Move with your family without extra hassle. We prepare applications for both you and your family members.
Full Transparency
We keep you informed at every step. You’ll always know what’s happening and can ask us anything at any time.
Not Sure If You Qualify?
Book a free consultation, and we’ll assess your eligibility!
Non-Lucrative Visa Pricing
How far do you want us to go with you? Light if you will handle the police appointment and the residence card yourself. Smart if you want us to book it, prepare the card pack and be there for the fingerprints.
In both packages
- A tailored plan and a clear list of the documents your case needs
- Help gathering the paperwork and obtaining the certificates
- Standard and sworn translations — up to 18 pages
- Completion of every form and application for the residence permit
- Arrangement of a Spanish insurance policy that meets the requirements
- Compilation of the file and submission to the Spanish Consulate
LIGHT
Your file prepared, checked and filed at the consulate. The card stage in Spain you handle yourself, with our written guide.
What Light covers
- Help obtaining the apostilles
- Daily tracking of the application and replies to any request from the authorities
- If your application is refused, the independent Spanish lawyer (abogado) we work with reviews the case and, if instructed, prepares an appeal or resubmission
- Step-by-step guide to the police appointment and collecting your residence card
- Guide to the Spanish tax system and contacts for the tax consultants we work with
Paid separately, at cost
- Health insurance premium, paid to the insurer
- Spanish government fees, paid to the authorities in your name
- Apostille fees, and translations beyond 18 pages
(VAT not included)
+£900 per additional applicant
SMART
Fully managed, end to end. Adds the card stage in Spain — we book the police appointment, pay the fee, prepare the card pack and go with you for the fingerprints.
What Smart covers
- Help obtaining the apostilles
- Daily tracking of the application and replies to any request from the authorities
- If your application is refused, the independent Spanish lawyer (abogado) we work with reviews the case and, if instructed, prepares an appeal or resubmission
- Step-by-step guide to the police appointment and collecting your residence card
- Guide to the Spanish tax system and contacts for the tax consultants we work with
- Booking your police appointment for fingerprinting
- Preparation of the document package for the residence card
- Personal assistance during the police visit for fingerprinting
- A consultation with the Spanish tax adviser we work with
Paid separately, at cost
- Health insurance premium, paid to the insurer
- Spanish government fees, paid to the authorities in your name
- Apostille fees, and translations beyond 18 pages
(VAT not included)
+£1,200 per additional applicant
Fixed fee, agreed in writing. What’s in the contract is what you pay. Spanish IVA is shown separately: whether it applies to a given stage depends on where you are at the time, and your contract sets out the position.
Official fees, paid in your name. Official fees are set by the Spanish authorities and are not part of the prices above. Paying them from outside Spain is often not possible, so we pay them in your name and invoice them at cost, with the receipts.
Payment in three stages, the last after the decision
50%
Our work up to filing
Due when you have had your consultation, chosen a package and asked us to start.
25%
The application goes in
Due when your completed application has been filed at the Spanish Consulate.
25%
The decision comes back
Due when the authorities issue their decision on your application, whatever that decision says.
A quarter of the fee stays unpaid the whole time your file is with the authorities. It falls due when the authorities issue their decision — granted or refused. Scope and fee are both confirmed in the service agreement before work starts.
Our Part of the Work
Individual approach
Personal strategy
If refusal is likely, we’ll propose an alternative route to residency
Spain makes the decision
The Spanish authorities decide each application. Our part is to prepare your file and check it against the published requirements.
We are an immigration consultancy. Where a case needs regulated legal work, it is carried out by the independent Spanish lawyer (abogado) we work with — José Antonio Bascuñana Soriano, colegiado nº 1933, Colegio de Abogados de Orihuela.
How We Prepare Your Application
Case Review & Risk Assessment
Case Review & Risk Assessment
We start by reviewing your case, assessing risks, and suggesting the best visa strategy.
Tailored Application Strategy
Tailored Application Strategy
We match your file to the published requirements and add supporting documents where needed.
Document Preparation & Translations
Document Preparation & Translations
We provide a full checklist and complete all necessary Spanish translations.
Completing Your Application
Completing Your Application
We organise your file against the published requirements and explain the appointment process.
Responding to the Authorities
Responding to the Authorities
We track your case and prepare responses to any requests from the Spanish authorities.
Settling in Spain
Settling in Spain
Required Documents for a Non-Lucrative Visa
Your case may require additional documents, but here’s the general list:
Proof of housing (ownership or rental agreement)
Bank statement proving at least €28,800 in savings
Evidence of non-employment (e.g., tax or pension documents)
Spanish health insurance policy
Medical certificate confirming no serious illnesses
Police clearance certificate
Proof of income (€2,400/month per applicant for three years)
Copies of all passport pages
Completed application forms
Motivation letter
Two recent passport-sized photos
Additional Documents for Family Applications:
Marriage certificate
Child’s birth certificate
Parental consent for a child’s relocation
Pathway to Spanish Citizenship
- 1-Year Residence Permit
- 4-Year Visa Renewal
Renewed twice for two years each, allowing you to reach five years of residence.
- 5-Year Long-Term Residency
After five years, you can apply for long-term residency.
- Apply for Citizenship
20% Discount on Visa Renewal!
If you applied with ClickToSpain, enjoy a 20% discount on your renewal fee!
Who Can Apply for a Non-Lucrative Visa?
This visa is for those with passive income or financial savings.
Company Owners
Owners receiving dividends but not actively working in their business.
Property Investors
Applicants earning passive income from rental properties.
Passive Self-Employed Income
Freelancers who own a business but do not manage it themselves.
Investment Income
Applicants earning passive income from stocks or savings.
Patent & Licensing Income
Royalties from patents or licensing agreements.
Sponsored Applicants
Applicants with a financially stable sponsor can apply with proof of sponsorship.
Financial Requirements for the Consulate
Savings
- Per applicant
- Per additional family member
Income
- Per applicant
- Per additional family member
Ready to Apply? Let’s Get Started!
Customer Testimonials
Amazing company to deal with, from the first phone call to obtaining the visa was seamless. They got back to me with every question I had almost immediately, super friendly team. Couldn’t be happier. Highly recommend.
Very good service - in continual contact thoughtout the process - helpful and knowledgeable all the way through from start to finish
Highly recommend using Click to Spain! We used them for our move to Spain this year, and we couldn't be happier. The service and advice given was fantastic and ensured we had a smooth transition from the UK to receiving our TIE cards in Spain.
When our son decided to go to Barcelona to do a Master’s degree, the task of getting a Spanish Student Visa under very tight timeline was incredibly daunting and challenging. We decided to use ClickToSpain. This turned out to be the best decision! The documentation requirements were shockingly complex and demanding - due to Brexit. From the very beginning all the way through to finally obtaining the visa and TIE, the ClickToSpain team demonstrated total knowledge, professionalism with great customer care. When faced with set backs for reasons out of our control, the team had to do a repeat application doubling the work load, they kept the original promise and delivered the work without extra charge. We are especially grateful to Carina. She was with us all the way - She was most hard-working, patient and gave us the utmost support, always understanding, responsive and communicative and never too much to ask. She is a true professional! Also want to thank Andrew who did a great job in convincing us to use the service; and Pavel, who supported us in successfully obtaining TIE.
The documentation requirements were shockingly complex and demanding - due to Brexit. From the very beginning all the way through to finally obtaining the visa and TIE, the ClickToSpain team demonstrated total knowledge, professionalism with great customer care. When faced with set backs for reasons out of our control, the team had to do a repeat application doubling the work load, they kept the original promise and delivered the work without extra charge.
We are especially grateful to Carina. She was with us all the way -
She was most hard-working, patient and gave us the utmost support, always understanding, responsive and communicative and never too much to ask. She is a true professional!
Also want to thank Andrew who did a great job in convincing us to use the service; and Pavel, who supported us in successfully obtaining TIE.
We employed click to Spain to help with the visa process, as our plans were to relocate to Almeria, Spain, from the UK. At first we were very overwhelmed with the whole process. From start to finish we had exceptional and regular support from our immigration advisor Dennis. Dennis helped and guided us through every step of the process. I think the whole process took just over 7 months from July 25 until Feb 26. This was a little longer than we initially expected due to an issue with my husbands visa application and the Christmas holiday period. I do suggest that you do allow 6 months though. I do not have anything other than praise and gratitude to Dennis and the team at Click to Spain as we are now enjoying 'our dream'. HIGHLY RECOMMENDED 👍🇪🇦🙋♀️
HIGHLY RECOMMENDED 👍🇪🇦🙋♀️
ClickToSpain made the process quite stress free for me. I have been very thankful throughout the process to have found them. I found their charges to be reasonable as well (having consulted some others). I would highly recommend their services.
I am very thankful for the service Click to Spain has provided me throughout my entire application journey in becoming a digital nomad in Spain. Every step of the process, I was assisted and my nerves were lessened because all my questions were answered in a timely manner. A really professional company where all the staff take great pride in ensuring despite a complicated process, it is all worth it!
From the very beginning ClickToSpain has been very helpful. They have walked me through everything and really held my hand throughout the process. Great news my husband and I got our visas approved! Thank you so much- we highly recommend ClickToSpain for any Spanish immigration work!
“From our first contact with Click to Spain in September 2025, the entire Non-Lucrative Visa process was handled professionally and completely stress-free. After an initial Zoom consultation in October, Julia, Andrew, and Kate guided us through every step with clear communication and structured payments, only requested once each stage was completed. Julia was exceptional in managing the documentation process, including translations, apostilles, health insurance quotations, and support for the Spanish Consulate in London application. The full visa process took around four months from start to finish, including assistance in obtaining our TIE residency cards in Spain. We highly recommend Click to Spain to anyone seeking reliable and efficient assistance with relocating to Spain.”
Selected reviews from our clients. Rated 5.0 out of 5 from 30 Google reviews. Read them on Google
Frequently Asked Questions
How much money do you need in the bank for a non-lucrative visa in Spain?
For 2026, the main applicant must show annual funds of approximately €28,800 (400% of IPREM) — around €2,400 per month. Each accompanying family member adds €7,200 per year (100% of IPREM). Funds are evidenced via bank statements, pension letters, or investment account statements covering the last 6 to 12 months, and may be held in any currency.
Can I work remotely from Spain on a non-lucrative visa?
No. The NLV strictly prohibits economic activity, and Spanish consulates increasingly interpret this to include remote work for foreign employers or clients — even where all income and clients are outside Spain. Many consulates now require applicants to sign a formal declaration (compromiso de no trabajar) undertaking not to work from Spanish territory in any capacity, including remote employment, freelance work, or running a business from abroad. If you intend to continue working while living in Spain, the Digital Nomad Visa is the correct route.
Do you have to pay tax in Spain on a non-lucrative visa?
Yes. NLV holders who spend more than 183 days in Spain per calendar year become Spanish tax residents and are liable to Spanish income tax on worldwide income. Annual obligations include the IRPF tax return, Modelo 720 for foreign assets above €50,000, and potential wealth tax depending on the autonomous community. The Beckham Law reduced regime is not available to NLV holders.
What is the minimum salary for a non-lucrative visa in Spain?
The NLV is not a salary-based visa — Spain requires proof of passive income or savings, not employment earnings. For 2026 the minimum income equivalent is €28,800 per year (400% of IPREM) for the main applicant, plus €7,200 per year per dependent. No employment income qualifies — neither from a Spanish employer, nor from a foreign employer worked remotely. The NLV is designed for retirees, rentiers, and those living on passive income (pension, rental income, dividends, investments).
How hard is it to get a non-lucrative visa for Spain?
The NLV is a documentary exercise more than a legal one, and the file is the part you can control. Common reasons for refusal are financial proof that falls short of the threshold or does not cover the required period, inconsistent documentation, gaps in medical insurance cover, and documents that were never apostilled or never translated by a sworn translator. Problems of that kind can usually be found and put right before you file — which is what the preparation work is for. The decision rests with the Spanish consulate.
Can I travel freely with the NLV?
The NLV grants you legal residency in Spain and freedom of movement within the Schengen Area (up to 90 days in any 180-day period in other Schengen countries). Outside Schengen, standard visa rules of the destination country apply based on your passport. To maintain NLV status and qualify for renewal, you must reside in Spain for at least 183 days per year.
Claim Your Free One-on-one Chat with Our Expert Today!
Not sure if you qualify? Our Spanish residency team will assess your case for free and tell you how it compares with the published requirements — and where the risks are.
Elías
Head of Relocation Department
- Personalised Assessment: an initial review of your circumstances, including anything that may need attention.
- Document Checklist: Find out which documents your route requires and which of them apply to your situation.
- Full Requirements Breakdown: a checklist of the document requirements published for your route, and the order to get them in.
- Beyond the Application: practical guidance on housing, banking and healthcare. Where a question falls outside our service, we say so.