Non-Lucrative Visa Advice for UK Applicants
Planning to live in Spain on a pension, investments or savings? We assess how your finances fit the non-lucrative route and guide you through preparing your case.
- Granted for one year, with the option to renew
Why Choose Us for Your Non-Lucrative Visa?
Apply from Any Consulate
A Guided Process
We explain the requirements, review your evidence and prepare your file with you. Your package makes the support after arrival clear, including which appointments you attend and where our team assists.
Support for Family Applications
We prepare linked applications for you and eligible family members, with each person’s requirements and additional fee explained before you start.
Full Transparency
We explain the work in progress and any questions that need your attention. Your adviser is a clear point of contact for the services agreed for your case.
Not Sure If You Qualify?
Book a free consultation, and we’ll assess your eligibility!
Our Fees for Advice and Application Support
How far do you want us to go with you? Light if you will handle the police appointment and the residence card yourself. Smart if you want us to book it, prepare the card pack and be there for the fingerprints.
In both packages
- A tailored plan and a clear list of the documents your case needs
- Help gathering the paperwork and obtaining the certificates
- Standard and sworn translations — up to 18 pages
- Preparation and checking of the application forms your case requires
- Arrangement of a Spanish insurance policy that meets the requirements
- Preparing your consular file and supporting submission under the consulate's requirements
LIGHT
Your file prepared, checked and filed at the consulate. The card stage in Spain you handle yourself, with our written guide.
What Light covers
- Help obtaining the apostilles
- Daily tracking of the application and replies to any request from the authorities
- If your application is refused, the independent Spanish lawyer (abogado) we work with reviews the case and, if instructed, prepares an appeal or resubmission
- Practical guidance on police-appointment requirements and residence-card collection arrangements
- Guide to the Spanish tax system and contacts for the tax consultants we work with
Paid separately, at cost
- Health insurance premium, paid to the insurer
- Spanish government fees, paid to the authorities in your name
- Apostille fees, and translations beyond 18 pages
(VAT not included)
+£900 per additional applicant
SMART
Support after arrival. Adds residence-card paperwork, appointment booking and personal assistance at fingerprinting. We can pay the official fee in your name; it is charged separately at cost.
What Smart covers
- Help obtaining the apostilles
- Daily tracking of the application and replies to any request from the authorities
- If your application is refused, the independent Spanish lawyer (abogado) we work with reviews the case and, if instructed, prepares an appeal or resubmission
- Practical guidance on police-appointment requirements and residence-card collection arrangements
- Guide to the Spanish tax system and contacts for the tax consultants we work with
- Booking your police appointment for fingerprinting
- Preparation of the document package for the residence card
- Personal assistance during the police visit for fingerprinting
- A consultation with the Spanish tax adviser we work with
Paid separately, at cost
- Health insurance premium, paid to the insurer
- Spanish government fees, paid to the authorities in your name
- Apostille fees, and translations beyond 18 pages
(VAT not included)
+£1,200 per additional applicant
Fixed fee, agreed in writing. What’s in the contract is what you pay. Spanish IVA is shown separately: whether it applies to a given stage depends on where you are at the time, and your contract sets out the position.
Official fees, paid in your name. Official fees are set by the Spanish authorities and are not part of the prices above. Paying them from outside Spain is often not possible, so we pay them in your name and invoice them at cost, with the receipts.
Payment in three stages, the last after the decision
50%
Our work up to filing
Due when you have had your consultation, chosen a package and asked us to start.
25%
The application goes in
Due when your completed application has been filed at the Spanish Consulate.
25%
The decision comes back
Due when the authorities issue their decision on your application, whatever that decision says.
A quarter of the fee stays unpaid the whole time your file is with the authorities. It falls due when the authorities issue their decision — granted or refused. Scope and fee are both confirmed in the service agreement before work starts.
Our Part of the Work
Individual approach
Personal strategy
If this route is unsuitable, we explain why and assess whether another option fits your circumstances.
Spain makes the decision
The Spanish authorities decide each application. Our part is to prepare your file and check it against the published requirements.
We are an immigration consultancy. Where a case needs regulated legal work, it is carried out by the independent Spanish lawyer (abogado) we work with — José Antonio Bascuñana Soriano, colegiado nº 1933, Colegio de Abogados de Orihuela.
How We Prepare Your Application
Case Review & Risk Assessment
Case Review & Risk Assessment
We start by reviewing your case, assessing risks, and suggesting the best visa strategy.
Tailored Application Strategy
Tailored Application Strategy
We match your file to the published requirements and add supporting documents where needed.
Document Preparation & Translations
Document Preparation & Translations
We provide your document checklist and coordinate the required translations. Packages cover up to 18 pages; additional pages are charged separately.
Completing Your Application
Completing Your Application
We organise your file against the published requirements and explain the appointment process.
Responding to the Authorities
Responding to the Authorities
We track your case and prepare responses to any requests from the Spanish authorities.
Settling in Spain
Settling in Spain
Required Documents for a Non-Lucrative Visa
Your case may require additional documents, but here’s the general list:
Proof of housing (ownership or rental agreement)
Evidence of sufficient savings or qualifying regular income for the required period
Evidence of non-employment (e.g., tax or pension documents)
Spanish health insurance policy
Medical certificate confirming no serious illnesses
Police clearance certificate
Evidence of sufficient funds for the authorisation period: 400% of IPREM for the main applicant, plus 100% for each accompanying family member
Copies of all passport pages
Completed application forms
Motivation letter
Two recent passport-sized photos
Additional Documents for Family Applications:
Marriage certificate
Child’s birth certificate
Parental consent for a child’s relocation
Planning Beyond Your First Year
- 1-Year Residence Permit
- Renewal, Subject to Eligibility
Renewals normally last two years, subject to meeting the requirements, unless long-term residence applies.
- Long-Term Residence Options
After five years of qualifying residence, you may be eligible for long-term residence. Your residence history, absences and other requirements must be checked.
- Review Your Next Step
We can review your circumstances before your permission expires and explain the options available at that stage.
20% Off Our Professional Fee for Renewal Support
If we prepared your original application, our professional fee for renewal support is 20% lower. Renewal remains subject to the applicable requirements.
Who Can Apply for a Non-Lucrative Visa?
This visa is for those with passive income or financial savings.
Company Owners
Owners receiving dividends but not actively working in their business.
Property Investors
Applicants earning passive income from rental properties.
Passive Self-Employed Income
Freelancers who own a business but do not manage it themselves.
Investment Income
Applicants earning passive income from stocks or savings.
Patent & Licensing Income
Royalties from patents or licensing agreements.
Sponsored Applicants
Support from a family member or sponsor needs individual assessment: we check whether the funds and evidence meet the route's requirements.
Financial Requirements for the Consulate
Savings
- Per applicant
- Per additional family member
Income
- Per applicant
- Per additional family member
Ready to Apply? Let’s Get Started!
Customer Testimonials
Very good service - in continual contact thoughtout the process - helpful and knowledgeable all the way through from start to finish
ClickToSpain made the process quite stress free for me. I have been very thankful throughout the process to have found them. I found their charges to be reasonable as well (having consulted some others). I would highly recommend their services.
Andrew was an excellent communicator and gave accurate and appropriate advice.
I had a great experience with Andrew. He was extremely friendly, making it easy to discuss my needs and concerns. Andrew took the time to thoroughly explain all my options to me, helping me understand which choices would be best based on my situation. I appreciated his expertise and genuine willingness to assist me. He gave a personalised approach and let me know that I am still able to contact him anytime with further questions I may have. I would genuinely recommend him to anyone looking for clear thoughtful guidance.
Andrew was responsive, provided helpful assistance for my queries and very friendly throughout our interactions.
Selected reviews from our clients. Rated 5.0 out of 5 from 31 Google reviews. Read them on Google
Frequently Asked Questions
How much money do you need in the bank for a non-lucrative visa in Spain?
For 2026, the main applicant must show annual funds of approximately €28,800 (400% of IPREM) — around €2,400 per month. Each accompanying family member adds €7,200 per year (100% of IPREM). Funds are evidenced via bank statements, pension letters, or investment account statements covering the last 6 to 12 months, and may be held in any currency.
Can I work remotely from Spain on a non-lucrative visa?
No. The NLV strictly prohibits economic activity, and Spanish consulates increasingly interpret this to include remote work for foreign employers or clients — even where all income and clients are outside Spain. Many consulates now require applicants to sign a formal declaration (compromiso de no trabajar) undertaking not to work from Spanish territory in any capacity, including remote employment, freelance work, or running a business from abroad. If you intend to continue working while living in Spain, the Digital Nomad Visa is the correct route.
Do you have to pay tax in Spain on a non-lucrative visa?
Living in Spain on an NLV can make you a Spanish tax resident. Tax residence generally brings worldwide income within Spanish taxation, subject to treaty rules and exemptions. Whether you must file an income-tax return, submit Modelo 720 or pay wealth-related taxes depends on your income, assets, and the applicable thresholds and exemptions. Modelo 720 has separate rules for different asset categories and is not automatically required every year. An NLV does not itself qualify you for the Beckham special tax regime. We can help you identify the questions to discuss with a tax adviser before you move.
What is the minimum salary for a non-lucrative visa in Spain?
The NLV is not a salary-based visa — Spain requires proof of passive income or savings, not employment earnings. For 2026 the minimum income equivalent is €28,800 per year (400% of IPREM) for the main applicant, plus €7,200 per year per dependent. No employment income qualifies — neither from a Spanish employer, nor from a foreign employer worked remotely. The NLV is designed for retirees, rentiers, and those living on passive income (pension, rental income, dividends, investments).
How hard is it to get a non-lucrative visa for Spain?
The financial and documentary requirements deserve careful attention. We assess your evidence, explain any gaps and prepare the file with you. That includes checking the period covered by your funds, insurance, apostilles and sworn translations. Where a case needs regulated legal work, the independent Spanish lawyer handles it. The consulate makes the decision.
Can I travel freely with the NLV?
The NLV grants you legal residency in Spain and freedom of movement within the Schengen Area (up to 90 days in any 180-day period in other Schengen countries). Outside Schengen, standard visa rules of the destination country apply based on your passport. For renewal, you must have lived in Spain for more than 183 days during the calendar year.
Claim Your Free One-on-one Chat with Our Expert Today!
Not sure if you qualify? Our Spanish residency team will assess your case for free and tell you how it compares with the published requirements — and where the risks are.
Elías
Head of Relocation Department
- Personalised Assessment: an initial review of your circumstances, including anything that may need attention.
- Document Checklist: Find out which documents your route requires and which of them apply to your situation.
- Full Requirements Breakdown: a checklist of the document requirements published for your route, and the order to get them in.
- Beyond the Application: practical guidance on housing, banking and healthcare. Where a question falls outside our service, we say so.