Non-working (Non-lucrative) residence visa
The ideal visa if you have passive income or financial savings.
- We guarantee you will secure your Spanish residence permit!
Why Choose Us for Your Non-Lucrative Visa?
Apply from Any Consulate
A Fully Managed Visa Process
No need to navigate Spanish laws or gather documents. We handle everything from strategy to your residence card.
Family Applications Included
Move with your family without extra hassle. We prepare applications for both you and your family members.
Full Transparency
We keep you informed at every step. You’ll always know what’s happening and can ask us anything at any time.
Not Sure If You Qualify?
Book a free consultation, and we’ll assess your eligibility!
Non-Lucrative Visa Pricing
We offer fair, transparent pricing. No hidden fees, fine print, or unnecessary extras.
No Hidden Costs
Flexible Payment Plans
Split your payment into two parts. The final payment is due after visa approval.
Health Insurance Not Included
We don’t provide insurance but will connect you with trusted providers and guide you through the process.
Residence Permit Application Fees
Light
Consultation and support with documents submission
- Development of a tailored plan and provision of a clear list of required documents for the specific case
- Assistance in gathering and preparing all necessary paperwork, as well as obtaining required certificates
- Completion of all forms and applications for the residence permit
- Arrangement of a Spanish insurance policy that meets residence permit requirements
- Translation of all documents into Spanish and ensuring proper certification where needed
- Compilation and submission of the application to the Spanish Consulate
- Daily tracking of the application status and response to any additional requests from the authorities
- In case of refusal, preparation of an appeal or resubmission of the application based on legal team recommendations
- Guidance through the process of obtaining residence cards after approval
(VAT not included)
Smart
End-to-end assistance in order to get a positive result.
- Development of a tailored plan and provision of a clear list of required documents for the specific case
- Assistance in gathering and preparing all necessary paperwork, as well as obtaining required certificates
- Completion of all forms and applications for the residence permit
- Arrangement of a Spanish insurance policy that meets residence permit requirements
- Translation of documents into Spanish and certification by a sworn translator where necessary
- Compilation of a complete dossier and guidance on submission procedures
- Daily tracking of the application status and response to any additional requests from the authorities
- In case of refusal, preparation of an appeal or resubmission of the application based on legal team recommendations
- Assistance in ordering and obtaining resident cards, with step-by-step guidance
(VAT not included)
Payment in 2 stages —
quality assurance of our services
1st part: prepayment for our services
2nd part: after obtaining a visa
Guaranteed Results
Individual approach
Personal strategy
If refusal is likely, we’ll propose an alternative route to residency
Guaranteed result
Follow our expert advice, and if your visa is refused, we’ll refund your fee or reapply on your behalf at no additional cost.
Exclusive Bank Account Setup Offer
Applying for a non-lucrative visa? Get a discount on opening an account with a leading Spanish bank!
Full document checklist and bank recommendations
A personal reference letter confirming your financial reliability
Six months of banking assistance and transaction support
Discounted price:
How We Secure Your Residence Permit
Case Review & Risk Assessment
Case Review & Risk Assessment
We start by reviewing your case, assessing risks, and suggesting the best visa strategy.
Tailored Application Strategy
Tailored Application Strategy
We craft a winning application and include extra documents if needed.
Document Preparation & Translations
Document Preparation & Translations
We provide a full checklist and complete all necessary Spanish translations.
Complete Application Submission
Complete Application Submission
We schedule your appointment and organise your file to meet all requirements.
Direct Communication with Authorities
Direct Communication with Authorities
We track your case and handle all contact with Spanish immigration offices.
Settling in Spain
Settling in Spain
Required Documents for a Non-Lucrative Visa
Your case may require additional documents, but here’s the general list:
Proof of housing (ownership or rental agreement)
Bank statement proving at least €28,800 in savings
Evidence of non-employment (e.g., tax or pension documents)
Spanish health insurance policy
Medical certificate confirming no serious illnesses
Police clearance certificate
Proof of income (€2,400/month per applicant for three years)
Copies of all passport pages
Completed application forms
Motivation letter
Two recent passport-sized photos
Additional Documents for Family Applications:
Marriage certificate
Child’s birth certificate
Parental consent for a child’s relocation
Pathway to Spanish Citizenship
- 1-Year Residence Permit
- 4-Year Visa Renewal
Renewed twice for two years each, allowing you to reach five years of residence.
- 5-Year Long-Term Residency
After five years, you can apply for long-term residency.
- Apply for Citizenship
20% Discount on Visa Renewal!
If you applied with ClickToSpain, enjoy a 20% discount on your renewal fee!
Who Can Apply for a Non-Lucrative Visa?
This visa is for those with passive income or financial savings.
Company Owners
Owners receiving dividends but not actively working in their business.
Property Investors
Applicants earning passive income from rental properties.
Passive Self-Employed Income
Freelancers who own a business but do not manage it themselves.
Investment Income
Applicants earning passive income from stocks or savings.
Patent & Licensing Income
Royalties from patents or licensing agreements.
Sponsored Applicants
Applicants with a financially stable sponsor can apply with proof of sponsorship.
Financial Requirements for the Consulate
Savings
- Per applicant
- Per additional family member
Income
- Per applicant
- Per additional family member
Ready to Apply? Let’s Get Started!
Customer Testimonials
To obtain my Spanish NLV visa, I wanted a company based in Spain and this company has always given me the best support from the very start. They are always available every day, to help with any queries you may have, they are completely honest and helped me every single step along the way. It is not a short process at all, but the team at Click2Spain were always available to support and guide me.
From my first call with Andrew to Carina, Mileta and Jose their help and service is invaluable and you are definitely in safe hands, they are knowledgeable, professional and very kind and I couldn't recommend this company high enough, you won't be sorry for choosing Click2Spin to help obtain your Spanish Visa.
I will definitely be keeping in touch with Click2Spain as I navigate my visas over the next few years especially with the constant changing Spanish laws,
Click2Spain are the best.
Frequently Asked Questions
How much money do you need in the bank for a non-lucrative visa in Spain?
For 2026, the main applicant must show annual funds of approximately €28,800 (400% of IPREM) — around €2,400 per month. Each accompanying family member adds €7,200 per year (100% of IPREM). Funds are evidenced via bank statements, pension letters, or investment account statements covering the last 6 to 12 months, and may be held in any currency.
Can I work remotely from Spain on a non-lucrative visa?
No. The NLV strictly prohibits economic activity, and Spanish consulates increasingly interpret this to include remote work for foreign employers or clients — even where all income and clients are outside Spain. Many consulates now require applicants to sign a formal declaration (compromiso de no trabajar) undertaking not to work from Spanish territory in any capacity, including remote employment, freelance work, or running a business from abroad. If you intend to continue working while living in Spain, the Digital Nomad Visa is the correct route.
Do you have to pay tax in Spain on a non-lucrative visa?
Yes. NLV holders who spend more than 183 days in Spain per calendar year become Spanish tax residents and are liable to Spanish income tax on worldwide income. Annual obligations include the IRPF tax return, Modelo 720 for foreign assets above €50,000, and potential wealth tax depending on the autonomous community. The Beckham Law reduced regime is not available to NLV holders.
What is the minimum salary for a non-lucrative visa in Spain?
The NLV is not a salary-based visa — Spain requires proof of passive income or savings, not employment earnings. For 2026 the minimum income equivalent is €28,800 per year (400% of IPREM) for the main applicant, plus €7,200 per year per dependent. No employment income qualifies — neither from a Spanish employer, nor from a foreign employer worked remotely. The NLV is designed for retirees, rentiers, and those living on passive income (pension, rental income, dividends, investments).
How hard is it to get a non-lucrative visa for Spain?
The NLV has a reasonably high approval rate when applications are prepared carefully. The common reasons for refusal are insufficient financial proof, inconsistent documentation, gaps in medical insurance coverage, or missing apostilled and sworn-translated documents. Across 2,000+ cases ClickToSpain has represented, the NLV approval rate is 98%.
Can I travel freely with the NLV?
The NLV grants you legal residency in Spain and freedom of movement within the Schengen Area (up to 90 days in any 180-day period in other Schengen countries). Outside Schengen, standard visa rules of the destination country apply based on your passport. To maintain NLV status and qualify for renewal, you must reside in Spain for at least 183 days per year.
Claim Your Free One-on-one Chat with Our Expert Today!
Curious about your chances of securing a Spanish residence permit? Let our experts guide you!
Elías
Head of Relocation Department
- Personalised Assessment – Receive a tailored evaluation to maximise your chances of success.
- Document Checklist – Find out exactly which documents you need for your specific case.
- Full Requirements Breakdown – Get a detailed list of everything required for your application.
- Expert Advice at Your Fingertips – Have questions about school enrolment or finding accommodation? We’ve got you covered!